The Public Liability question…

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   Hi Folks,
Here is a question to everyone who does “pest control” on someone else’s property.
Do you carry your own personal Public Liability cover?
Do you think it is necessary, yes or no? 
Would you need it if you were “hunting” on someone else’s property?
What ever you think I’d love to hear your reasons and thoughts on the topic.
Pete.

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RangerPete Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 18 Apr 2023 Location: Cambridge. Status: Offline Posts: 521	Post Options Post Reply Quote RangerPete Report Post Thanks(0) Quote Reply Topic: The Public Liability question… Posted: 22 Jun 2023 at 12:23pm
	Hi Folks, Here is a question to everyone who does “pest control” on someone else’s property. Do you carry your own personal Public Liability cover? Do you think it is necessary, yes or no? Would you need it if you were “hunting” on someone else’s property? What ever you think I’d love to hear your reasons and thoughts on the topic. Pete.
	Walk quietly, but carry a big stick.

kruzaroad Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 02 Jul 2022 Location: Hastings 4 now Status: Offline Posts: 1672	Post Options Post Reply Quote kruzaroad Report Post Thanks(0) Quote Reply Posted: 22 Jun 2023 at 12:29pm
	Think farms carry it. As I'm not contracting out, and shooting off my own back, no.

Pauly5 Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 10 Mar 2013 Location: Titahi Bay Status: Offline Posts: 1172	Post Options Post Reply Quote Pauly5 Report Post Thanks(0) Quote Reply Posted: 22 Jun 2023 at 10:42pm
	All my rabbit perms are recreational, so no. But I don;t think i'd need it. We have insurance for our pest control work and shooting comes under that, but that's manly pest birds.

RangerPete Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 18 Apr 2023 Location: Cambridge. Status: Offline Posts: 521	Post Options Post Reply Quote RangerPete Report Post Thanks(0) Quote Reply Posted: 22 Jun 2023 at 11:02pm
	All my rabbit shooting is recreational too, I do it volunteerly, to help out the property owners who have rabbit problems, I don’t get paid for any of it. But someone said to me the other day, if a horse gets a fright, jumps a fence and breaks a leg, the shooter could be liable. Or if a ricochet goes through a neighbours glass sliding door, the shooter could be liable…? Even though we’re not getting paid and have been invited onto the property and asked to shoot the rabbits, we could still be held liable for things like that 🤔 Dosent seem right, but it’s probably true. I’ve looked into quotes for public liability cover, it’s going to cost about 1k a year for 1mil cover. A grand a year seems like a lot of money just to cover your self while you are trying to help people for free…
	Walk quietly, but carry a big stick.

Pauly5 Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 10 Mar 2013 Location: Titahi Bay Status: Offline Posts: 1172	Post Options Post Reply Quote Pauly5 Report Post Thanks(0) Quote Reply Posted: 22 Jun 2023 at 11:52pm
	You could discuss that with them possibly getting them to accept responsibility. Or if you have a few perms, divide the premium between them all and that can be their fee. Or just have your own strict rules on where you will shoot. On mine, horses bolting would be my biggest worry.

kruzaroad Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 02 Jul 2022 Location: Hastings 4 now Status: Offline Posts: 1672	Post Options Post Reply Quote kruzaroad Report Post Thanks(0) Quote Reply Posted: 23 Jun 2023 at 2:13pm
	I'm guessing that's right. If you come to shoot on my section and spook animals, then you are the cause of the injury. You should be aware of things like loudness of gun etc. Same for ricochet, your supposed to know what's around your area of aim. Ricochet through a ranch slider would get you kicked of my property in a heart beat.

Pauly5 Members Profile Send Private Message Find Members Posts Add to Buddy List Senior Member Joined: 10 Mar 2013 Location: Titahi Bay Status: Offline Posts: 1172	Post Options Post Reply Quote Pauly5 Report Post Thanks(0) Quote Reply Posted: 23 Jun 2023 at 5:44pm
	Just a note that when I go to my perms, they do put horses out of the way in a far paddock, or closer to the home.